As a college professor who sees students all the time, I hear all the stories about student loan consolidation. As far as student loan debt consolidation goes, let me share the top 5 things I know for sure:
1 - What you resist will persist! It’s just a universal law! You are already too smart to think otherwise.
2 - Your personal reputation is always tied to your credit reputation. Thus your student loan consolidation is very important! Why? Because you don’t t want to be 30 years old, and turned down for your first mortgage, only because that old student loan debt was never managed properly. And trust me, you will be turned down if it’s not managed. Now stay with me here.
3 - Canadian student loan consolidation services are everywhere. And student loan debt consolidation is nothing to be ashamed of. Hey, it’s not bankruptcy, just a loan consolidation, huge difference!
Remember someone was happy to lend you the money for your education in the first place. So be as assertive in your loan consolidation approach, as you were about getting that education in the first place. There are plenty of people who can help once you start asking.
4 - Terms for a Canadian student loan consolidation can range in years. Don’t try to get it all paid too soon. You have to live too, take a 15 year loan if need be, and when your finances change, pay it down faster. As long as the bank sees you making regular payments, no matter how small, your personal credit rating will soar.
5 – Now, read point # 1 again! What you resist will persist. I know most of my students are fairly sophisticated people. They know what the right thing to do is. When you just get assertive about finding a solution, you will! Then you have taken that huge burden off your shoulders. Wake up tomorrow morning, knowing it’s all in place, and then just move on with life.
It’s simple really, we just make it all complicated!
Canadian student loan consolidation is no different in the United States! And student loan debt consolidation is as common as it gets. I can’t tell you how many professors I know personally that managed their student loans over many many years. So hey, you are not alone, remember that!
CTV reports that, “Canadians who have pursued post-secondary studies now owe the federal government $13 billion in outstanding loans, according to new figures from the Canadian Federation of Students.
The CFS says Canada Student Loan debt increases by $1.2 million per day and will cross the $13 billion mark next week.”
Finally, remember that old saying “when the student is ready, the teacher will show up”? If you think you are ready, then you might want to take a look at the website below. Why? Because there are a lot of student loan consolidation success stories out there and you deserve a solution too.
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